Debt Collectors & Sales Scams

picture of a green phoneOften families fall behind in bills after losing a job, getting sick, going through a divorce, or getting scammed by a good salesman. The debt keeps pilling up, leading to stress, job loss, problems with family, and makes it hard to find employment or housing.

There are laws that are supposed to limit the impact of debt and allow families to get back on their feet; after all, it’s pretty much impossible to pay off debt if you are homeless and can’t find a job. Center for Justice attorneys and advocates work with low-income clients to address problems with harassment by debt collectors, unfair charges, and sales scams.

Also, the Center for Justice works with other agencies and organizations to identify patterns of unfair business practices. We are guided in this effort by the experiences of our clients and their feedback about how we can help.

Unfortunately, we can only assist a small fraction of the people who need help. Check out Other Places to Get Help or see below for information that will help you become your own advocate:

Consumer Financial Protection Bureau Click on Get Assistance or Submit a Complaint
Dealing With Debt Collection Harassment
Four Ways to Get Help if You are a Consumer
Help With Debt
Learn to Recognize Online Consumer Debt Relief Scams Note: This is a fake scam site – click on “Apply!” to be redirected to a page outlining how to spot that the fake ad is a scam.
Protecting Social Security and Other Benefits in Bank Accounts from Creditors
U.S. Federal Trade Commission Consumer Information
U.S. Federal Trade Commission Dealing with Debt Relief Services
Videos Educate Consumers Being Sued for Debt Collection
Washington Law Help
Washington State Attorney General Safeguarding Consumers 

More information about policy issues:
National Association of Consumer Advocates
National Consumer Law Center